
Guaranteed over-50s life insurance is designed for people aged 50 and above and may be available without the need for a medical examination or detailed medical underwriting, depending on the policy. Acceptance and cover are subject to the policy's terms and conditions.
These policies are generally designed to provide a benefit when the policyholder dies, subject to the policy terms. Before applying, it's important to check the level of cover, premiums, eligibility requirements and any exclusions or waiting periods that apply.
*From £10 per month Guaranteed Over 50 Life Insurance
£10 per month Life Insurance quoted rates are based on Guaranteed Over 50 Life Insurance Cover for a non-smoker and subject to individual status. Correct as on 4th February 2026.
People aged 85 are unable to achieve cover for £10 per month due to our partner insurers minimum sum assureds and/or premium limits. Minimum premium examples provided below.
*From £5 per month Guaranteed Over 50 Life Insurance
£5 per month Life Insurance quoted rates are based on Guaranteed Over 50 Life Insurance Cover for a non-smoker and subject to individual status. Correct as on 4th February 2026.
People aged 73-85 are unable to achieve cover for £5 per month due to our partner insurers minimum sum assureds and/or premium limits. Minimum premium examples provided below.